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13

Apr
2015

Generic form of Lipitor arrives as company offers incentive

Pfizer offers incentives to keep people on Lipitor as generics arrive. They are paying people to do so, but the price difference is so substantial, I am not sure how this will work. Drug companies in general I believe is solely responsible for the high insurance costs. Plan like the Clear Protection offered by Anthem Blue Cross and Blue Shield. Get a quote can display…

13

Apr
2015

Anthem announces release of generic form of Lipitor.

Anthem BCBS announced that Lipitor, the popular high cholesterol medication is offered in generic form. Phizer does not like this as they are trying to offer incentives to patients to remain on the brand name drug. Generic drugs in most cases are fine. Eric at rmhbrokers.com can assist you with finding the right plan. December 5, 2011, Lipitor moved to tier 3. This change will…

13

Apr
2015

Department of Health and Human Services (HHS), announces Medical Loss Ratio Rule for Health Insuance Colorado

The Department of Health and Human Services (HHS) just issued its last Medical Loss Ratio direct, and the conclusion does not bode well for the broker/agent community. In the ruling HHS has turned down the NAIC recommendation to omit broker/agent charges from protection companies’ permitted administrative costs. Under the direct starting this year, one-by-one and little assembly market protection designs will be needed to spend…

13

Apr
2015

State Health Insurance Exchanges Remain Unclear: 12 States Move Forward to Set Up PPACA Exchange Infrastructure

Under the Patient Protection and Affordable Care Act (PPACA), each state has been given the option to either create a state-run health insurance exchange or have a local exchange implemented and run for them by the federal government. The concept of an exchange is one of PPACA’s central vehicles through which individuals and small employers would be able to obtain health care coverage at rates…

13

Apr
2015

Federal Drug Administration wants to ban RX drugs Vicodin and Percocet Health Insurance

The FDA has decided to change it’s recommendation for allowing drugs that contain acetaminophen. If you take this with a RX perscription with a cold medicine that contains acetaminophen, you can overdose. Here is the full article. http://www.healthcentral.com/chronic-pain/cf/slideshows/fda-advisory-panel-recommends-banning-vicodin-and-percocet/why-ban-vicodin-and-percocet/?ap=825

13

Apr
2015

2.5M young adults gain coverage during Obama Administration

The following article shows how young adults between 19-15 that are not insured has decreased by 2.5 million. This can be attributed to cobra benefits being extended, general population not understanding the tax implications and thinking they HAVE to buy health insurance (not until 2014), and with the ability to stay on mom and dads plan until 26 years of age. Here is the article…

13

Apr
2015

Colorado’s high risk individual and family health insurance pool is running twice the national average

Cover Colorado which is Colorado’s high risk insurance, which is also run through Rocky Mountain Health plans, is running twice as high as the national average. Colorado’s afflicted high-risk health-insurance basin has asked the federal government for about $15 actor added than planned afterwards active up aboriginal claims that are alert the civic average. High-risk, uninsurable patients were the affection of affecting pleas for civic…

13

Apr
2015

Filling a Health Insurance Need

Everyone needs health insurance to cover the financial burdens families encounter. Health benefit laws change constantly which entails changing the costs coming out of your pocket. At times, people avoid going to the doctor due to medical expenses. Don’t put your health on hold, our Denver health insurance agent, Eric Smith offers health insurance plans to fit your needs. Rocky Mountain Health Brokers offer plans…

13

Apr
2015

Health Insurance Reform, shows much higher spending according to CBO

The Congressional Plan Office has amplified its fetched evaluates for President Obama’s medicinal services law out to 2022, taking in additional years of full implementation, and demonstrating that the bill is considerably more exorbitant–twice the same amount as the first $900 billion sticker. In an impressively disregarded section of the CBO’s upgrade to the plan standpoint discharged Tuesday, the free arm of Congress found that…

13

Apr
2015

Health Insurance Brokers and Agents have role with Obamacare

State of being trade regulations finished by the Obama management Monday conceive permitting executors, representatives and private teams, to advertise coverage on the trade to people and superintendents through secretly-run homepages. As per Beth Mantz-Steindecker John J. Leppard and Ira S. Misfortune of Washington Investigation, the guidelines furnish excellent adaptability to the states to cut out a nexus function for operators and intermediaries. Washington Dissection…


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