Child-Only Health Insurance Options

As many new expecting parents prepare themselves for their life with kids, one of the first items to come up is health insurance. Here are ALL the options parents can explore to provide health insurance.

Employer sponsored health plan: one of the parents works for a company that offers a plan that you can enroll the child onto.

Individual Health Insurance plan with parent: With the new health reform laws, you have to be at least 19 years old to participate on a plan by yourself.

child only health plan: Their are currently 2 open enrollment dates for child only policies. Jan for 03/01 effective date and July, for a 09/01 effective date.

state-sponsored health insurance program: covercolorado.org offers coverage for anyone that has a preexisting condition that has been declined by a carrier.